When you visit a nursing home, chances are that you never have imagined yourself living there for any length of time. What would your reaction be if someone told you that you would soon be joining your relative in the nursing home for an entire month? This is exactly the situation faced by several medical students at the University of New England.

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To often in our country, political histrionics make is impossible to have a rational discussion about any subject. This was highlighted last summer during the debate over national health care legislation. Part of that dialogue focused on end of life issues. We were warned of rationing and of bureaucratic “death panels” which would make decisions over who received end of life treatment. I read an article last week in the New Yorker titled “Letting Go” by Dr. Atul Gawande which is an incredibly thoughtful piece regarding end of life issues. Dr. Gawande is an endocrine surgeon in Boston.

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Many retired Americans find themselves in quite the quandary–while they are rich in home equity, they struggle to make ends meet every month. Although there is always the option to put their homes on the market, many retirees are reluctant to give up a house with so many life long memories. More and more retirees are considering a reverse mortgage as an ideal solution to convert home equity into cash. Potentially, you could use your home to stay at home.

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As you age, you are likely to require assistance with financial and health care decisions. A proper estate plan will ensure that your wishes are respected in the event of incapacity by illness. In Part I, we reviewed the basic elements of a durable power of attorney. In Part II, we review common mistakes to avoid so you can execute a proper estate plan.

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As you age, you are likely to require assistance with financial and health care decisions. A proper estate plan will ensure that your wishes are respected in the event of incapacity by illness. To that end, there are several key components to an overall estate plan for an older client. Over the next few weeks, Cohen & Oalican will post a series of articles devoted to dealing with issues of incapacity. In this first article, basics of a durable power of attorney are reviewed.

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People we have helped

P. B.
I had been trying to help an elderly uncle and two aunts fulfill their wish to live together and also to protect their assets for each other. Steve put together a plan for my uncle and aunts which accomplished their goals. Cohen & Oalican prepared and filed my aunt's Medicaid application and prot...